In this mini episode format Leslie catches up with Lucas Gareri of RBC wealth management to discuss the best way to use a retirement savings plan account to maximize its tax efficiency. Much like a euchre game, there are a lot of different ways your financial cards can be played, so knowing the best approach is how you can win with your money. Lucas explains how the room in your RSP grows, how to defer contributions to your RSP for future higher income years, how to take advantage of the lifelong learning plan and homebuyers plan (including that even if you own a home you may qualify as a “first time home buyer“) and when and how you can take your money out keeping in mind it’s your money.

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